Insurance Coverage

How can ministries and NGOs prepare for crises such as kidnappings, violence, or natural disasters while minimizing legal and organizational risk?

Employment Practices Liability Insurance (EPLI) protects employers from risks associated with how employees are managed. Employers should not assume they are covered under their general liability insurance policy.

Part one discusses how organizations operating abroad should be wary of possible gaps in insurance coverage. Avoiding those gaps is essential to the continued health of your ministry.

A multi-chapter resource which explains insurance. Let us help you evaluate your insurance coverage and make sure you have what you need, and more.

The Tenth Circuit reminds lawyers of the importance of good billing practices in this Colorado case on attorney malpractice insurance defense coverage, where billing practices ended up not covered by the policy.

A lawsuit for an uninsured liability could wipe you out. Here are coverages and endorsements you should check over carefully, both to be sure that you have them, and that the details of the policy are accurate.

If your ministry is planning a short-term mission trip, such as a spring break construction project, the insurance issues can be confusing. Does everyone have health insurance? Will it cover health issues that occur overseas? Will it cover emergencies like medical evacuation? Do people have auto insurance? Will that cover them overseas if they are driving? What if they are passengers?

In June 2013, Crystal & Company, which is a large risk and insurance advisor, put out a “Survey of Nonprofit Risk Management.” The survey studied large nonprofits, with the smallest ones surveyed having revenues of $25 million to $50 million. For many nonprofits, that seems like a different world. Still, it highlighted some principles useful to all nonprofits.